How To Withdraw Money From Robinhood in 2026 [Complete Guide]

Need to pull money out of your Robinhood account? Knowing how to withdraw money from Robinhood is as important as knowing how to trade on the platform. 

Whether you're cashing out profits or moving cryptocurrencies from Robinhood, the withdrawal process is simple once you know the steps.

This guide walks through how to withdraw money from Robinhood to your bank account in 2026, crypto withdrawals, limits, fees, and common restrictions that US users should know about.

Key highlights

• ACH transfers are free but take 3-5 business days with a $50,000 daily cap

• Instant withdrawals cost 1.75%, max out at $150 and arrive in minutes

• Crypto withdrawals work for Bitcoin, Ethereum, Solana, and 50+ other assets

• Settlement rules apply: stocks take 2 days to settle before you can withdraw

• Your funds must be settled before Robinhood lets you transfer them out

Robinhood withdrawal rules, limits, and fees

Robinhood offers three ways to get your money out.

Each method has different fees, limits, and processing times.

Standard ACH transfers

These are your no-cost options. You can move up to $50,000 per day to your bank account completely free. It takes 3-5 business days for the money to hit your account.

The daily limit resets at 7 p.m. ET on business days.

Robinhood instant withdrawals

Need cash now? Instant withdrawals deliver funds to your bank within minutes.

You'll pay 1.75% per transfer. That works out to a minimum of $1 and maxes at $150 per transaction. Your daily limit varies based on your account history and verification status. These limits reset at midnight ET every day.

Debit card transfers

Same deal as instant withdrawals,1.75% fee, personalized daily limits, midnight ET reset.

The only difference? Funds land on your debit card instead of your bank account.

Pro tip: Use ACH for planned withdrawals. Save instant transfers for emergencies when the 1.75% fee is worth the speed.

Read next: Robinhood alternatives for options trading

How to transfer money from Robinhood to bank account

First things first, you need a linked bank account or debit card.

Once that's set up, the process takes less than 2 minutes.

How to withdraw money from Robinhood on desktop

Step 1: Click  on Account in the top navigation

Step 2: Click Transfers, then choose Transfer money

Step 3: Enter your withdrawal amount

Step 4: Choose your source (Investing or Retirement balance)

Step 5: Pick your destination bank account or debit card 

Step 6: Select instant or standard transfer

Step 7: Review and click Transfer

Once submitted, Robinhood sends a confirmation notification. You can track the transfer status directly from your account dashboard.

How to withdraw money from Robinhood on iOS or Android app

On the mobile app, the process is optimized for quick access:

Step 1: Tap the person icon at the bottom

Step 2: Tap the menu icon, three lines, and select Transfers

Step 3: Tap Withdraw

Step 4: Enter the amount you want to withdraw

Step 5: Choose where the funds are coming from

Step 6: Select your bank account or debit card

Step 7: Pick a transfer speed and confirm

You'll get a push notification confirming the withdrawal with the estimated arrival time.

What are Robinhood's withdrawal limits?

Your withdrawal limits aren't the same as everyone else's.

For ACH Transfers, everyone gets $50,000 per day. This resets at 7 p.m. ET on business days. Robinhood Instant withdrawals and debit card transfers have variable limits that depend on account activity, verification status, and overall usage. These limits typically reset every 24 hours.

Crypto withdrawals have separate limits that depend on the asset and your verification level. 

Check your current limit: 

• Go to Account

• Transfers

• Transaction limits.

What affects your limits?

• Account age

• Deposit and withdrawal history

• Verification status

• Two-factor authentication

• Overall platform activity

Important: Withdrawal limits only apply to money leaving Robinhood. You can deposit more than you can withdraw in a single day.

How to send crypto to an external wallet

Robinhood lets you move crypto to wallets you control. Before you start, you need identity verification and two-factor authentication enabled.

Here's the process:

Step 1: Open the crypto you want to send

Step 2: Tap Send

Step 3: Enter the transfer amount

Step 4: Paste your destination wallet address (triple-check this)

Step 5: Verify the blockchain network matches your wallet

Step 6: Review transaction details and gas fees

Step 7: Confirm the withdrawal

Supported cryptocurrencies: Bitcoin, Ethereum, Solana, Dogecoin, Polygon, and 50+ other assets.

Critical warning: Sending crypto to the wrong address or wrong network can permanently lose your funds. Always verify the destination address.

Save time on repeat transfers: Robinhood lets you save wallet addresses with nicknames. Use this feature for wallets you send to regularly.

Fees: Robinhood only charges network gas fees and no additional platform fees. You'll see the estimated cost before confirming.

How to sell crypto on Robinhood

If your goal is to withdraw cash, you’ll need to sell your crypto before transferring funds to your bank account. 

Robinhood gives you four order types:

• Market Order: Sells immediately at the current price. Fastest option, but price can vary during volatile markets.
• Limit Order: Only sells when crypto hits your target price. You control the exit price, but the order might never fill.
• Stop Order: Activates at your stop price, then sells at market rate. Good for automated exits.
• Stop-Limit Order: Combines both. Activates at stop price but only executes at your limit price or better.

How to sell crypto on Robinhood:

Step 1: Go to the Crypto section

Step 2: Select the cryptocurrency you want to sell

Step 3: Tap Sell

Step 4: Enter the amount 

Step 5: Choose your order type

Step 6: Review and confirm

After selling, proceeds must settle before they become available for withdrawal. In most cases, this happens quickly

Tax heads up: Selling crypto creates a taxable event. You'll owe capital gains tax on profits.

Check out Blockstats' crypto tax calculator to get a quick preview of your tax liability now.

How to track crypto withdrawals in Robinhood

Every crypto transfer gets a transaction hash (TxID).

This is your receipt on the blockchain. This hash lets you track the transfer on the blockchain in real time 

Find it: Go to your transaction history in Robinhood after confirming the withdrawal.

Track it: Copy the TxID and paste it into the right blockchain explorer:

• Ethereum/ERC-20: Etherscan

• Solana: Solscan

• Bitcoin: Blockstream.info

The explorer shows real-time confirmation status, gas fees, and destination address.

Confirmation times vary:

• Bitcoin: 20-60 minutes

• Ethereum: 5-15 minutes

• Solana: Seconds

If your transaction seems stuck, check the gas fee you paid. Low fees during network congestion mean longer wait times.

For traders using multiple wallets and exchanges, manual tracking can get complicated. Portfolio tracking tools like Blockstats automatically sync your Robinhood activity, on-chain transactions, and exchange trades into one dashboard, making it easier to stay organized.

How long does it take to withdraw money from Robinhood

Timing depends on your withdrawal method.

Cash withdrawals:

• ACH transfer: 3-5 business days

• Instant withdrawal: 10-15 minutes (usually)

• Debit card: Minutes to an hour

Crypto withdrawals:

• Bitcoin: 20-60 minutes

• Ethereum: 5-15 minutes

• Solana: Under 1 minute

The settlement factor: Sold stocks recently? You'll wait 2 trading days before you can withdraw those proceeds. Options settle in 1 day. Crypto sales settle immediately.

Pro tip: If you need money by a specific date, count backwards. Sell stocks Monday, settle Wednesday. Add 5 days for ACH following Monday arrival.

Check out the free crypto profit calculator →

What are withdrawal errors and restrictions on Robinhood

Here are the most common withdrawal blockers:

• Unsettled funds: You sold stocks, but the proceeds haven't settled yet. 
• Pattern day trading violation: Made 4+ day trades in 5 business days without $25,000 minimum? Your account gets restricted.
• Incomplete verification: Missing or expired ID documents block all withdrawals.
• Wrong bank details: One typo in your account or routing number kills the transfer.
• Crypto address errors: Sending to the wrong network or an incompatible address, and lost funds.
• Daily limit reached: Hit your cap? Wait for the reset 
• Account holds: Recent ACH deposits may have 5-day holds before withdrawal.
• How to fix issues: Read error messages carefully. Most tell you exactly what's wrong. For persistent problems, contact Robinhood support through the app's help center.

Read next: How to calculate crypto tax in the United States

Important considerations for cash withdrawal from Robinhood

• Taxes matter: Every sale triggers capital gains taxes. Short-term gains are taxed at your income rate. Long-term gains get better rates.
• Fees add up: That 1.75% instant withdrawal fee costs $175 on a $10,000 transfer. Use ACH when possible.
• Plan for settlement: Need money Friday? Start the process the previous Monday to account for settlement and transfer times.
• Keep an emergency fund: Don't drain your account. Maintain liquid reserves outside Robinhood for unexpected expenses.
• Crypto gas fees fluctuate: Withdraw Ethereum during off-peak hours to save on network fees.
• Track everything: Keep records of withdrawals, sales, and fees. You'll need this for taxes and performance tracking.

Check out the free crypto tax calculator →

Simplify your cryptocurrency tax reporting with Blockstats

Every crypto sale, swap, and withdrawal creates potential tax obligations.

Blockstats connects to your Robinhood account, plus 200+ other exchanges and wallets, and automatically imports your complete transaction history.

The platform calculates your capital gains, identifies taxable events, and generates IRS-ready tax forms.

When you withdraw crypto from Robinhood to external wallets, Blockstats tracks the transfer and maintains accurate cost basis across platforms.

Ready to simplify tax season? Connect your Robinhood account to Blockstats today.

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Frequently asked questions

How do I get instant withdrawal from Robinhood?

To use instant withdrawals, link an eligible US bank account or debit card. When withdrawing, select the instant option. A fee applies, and availability depends on your account history and bank support.

Can you withdraw crypto from Robinhood?

Yes. Robinhood supports crypto withdrawals for Bitcoin, Ethereum, Solana, Dogecoin, Polygon, and 50+ other assets. Complete identity verification and enable two-factor authentication first.

How can I withdraw cash from Robinhood instantly?

Choose the instant withdrawal option when transferring funds to a linked bank account or debit card. These transfers usually complete within minutes but include a percentage-based fee.

How long does it take to move money from Robinhood to a bank?

Standard ACH transfers typically take three to five business days. Instant withdrawals are faster but depend on bank processing and eligibility. Crypto transfers vary, such as seconds for Solana, up to an hour for Bitcoin.

Are there fees to withdraw money from Robinhood?

ACH transfers are free. Instant withdrawals and debit card transfers cost 1.75% per transaction, $1 minimum, $150 maximum. Crypto withdrawals only charge blockchain network fees.

How do I get my money out of Robinhood and into my bank account?

Sell any investments if needed, wait for funds to settle, then initiate a transfer through the Transfers section to your linked bank account. To withdraw funds, go to the menu, then Transfers, and select Transfer to Your Bank. Now enter the amount to withdraw, review the details, and confirm the transaction. It can take a few days to appear in your bank account.